Internation or Expat PMI2018-11-28T10:52:35+00:00

International Private Medical Insurance

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Movo can arrange private medical policies for individuals who spend a significant amount of time away from the UK.

Standard UK-only health products are unlikely to be sufficient if you do spend a lot of time abroad. Therefore an International Private Medical Insurance (PMI) product can be arranged.

Movo specialise insurance cover for the nonstandard and will be able to help you regardless of your nationality or country of residence.

Whilst this cover has traditionally been classed as expensive, you are able to take advantage of our knowledge in this area to help reduce and budget for these costs. This can be done by ensuring that all our markets are approached for quotes, as well as tailoring the product to your needs thereby avoiding paying for unnecessary cover.

A Personal Service

Using Movo as your broker means you will receive a personal service.

Our focus is on spending our time getting to know what matters most to you in order to provide you as a client with the best products at great value, which are always tailored to your needs.

Independent advice

Choosing an independent broker in Movo means that you will always receive impartial advice. We are not tied to either any group of insurers or individual providers. When you instruct us to quote or act as your brokers you will have the reassurance that we are only looking out for your best interests.

The costly middleman?

Some clients believe using a broker can result in higher premiums. If this was the case, brokers would quickly become extinct! Rather than disappear, brokers continue to prosper as we often know how to get the best value for the products for you.

We also provide invaluable advice along the way and assist and support.

Support when you need it

Brokers act as your claim advocates when something goes wrong. Most people will never have an issue with their policies.

However, if a dispute were to arise, having an independent agent to support you may prove to be invaluable.

We would be delighted to provide you with a quote. Please fill in the form below and we will get back to you as soon as possible.
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Frequently asked questions (FAQ)

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Also known as “PMI” or “Health Insurance”, Private Medical Insurance pays for the cost of medical treatment obtained outside of the NHS system i.e. in private hospitals, Outpatient Clinics, Consulting rooms and Therapists. The level of cover can vary from insurer to insurer and from one policy type to another. Be sure to seek advice or research carefully the different options available to ensure you purchase the right cover for your requirements.

This is a rare type of underwriting and many insurers do not offer this type of coverage.

Benefits will not be available for treatment of any condition suffered if you had symptoms, medication, treatment or advice in connection with that condition in the five years before the start of your policy. However, after a set period (typically two consecutive policy years) the insurer will cover a pre-existing condition, even if it has recurred during the aforementioned set period.

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