Health Insurance2018-11-28T10:27:33+00:00

Health Insurance

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There is nothing more important in life than health.

Whilst Private Medical Insurance is not compulsory in the UK, by selecting this cover, you are choosing not to compromise on how quickly you are seen and treated. PMI cover enables you to have an input into who will treat you and gives you a choice on which facilities to use.

Finding the right cover can be tricky and time consuming, that’s why we believe in trying to make the buying process as simple as possible. We do this by making sure our employees really know the products they advise on. Their knowledge becomes your buying power.

People we have helped arrange cover for include:

  • Businesses setting up new medical schemes for their management
  • Individuals looking for better premiums on the personal private medical policies
  • Expats needing insurance in their new countries of residence
  • Market comparison for established business scheme’s

How our approach differs?

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A Personal Service

Using a broker like Movo means you will receive a personal service. Our focus isn’t on streamlining processes but rather on spending our time getting to know you and providing all our clients with great products at great value.

Independent advice

Choosing an independent broker like Movo means that you will receive impartial advice. We are not tied to either any group of insurers or individual providers. When you instruct us to quote or act as your brokers you will have the reassurance that we are only looking out for your best interests.

Not a call centre

When you approach us, we will act as your agents and are here to look exclusively after your best interests. Our staff are all trained professionals and will never need to use a call script. Movo are traditional insurance brokers and we do not operate from a call centre environment. Wherever possible we will meet our clients face to face. All our sales are advised and we pride ourselves in the ability to tailor cover and cost to suit all our client’s needs.

Many of our private clients often find that they do not have the time they need to shop around for their private insurances every year. At Movo we automatically go about sourcing the best quote each year for you. We always want our clients to get the most value from their policy and not pay more than they need to.

Support when you need it

Brokers act as your claim advocates when something goes wrong. Most people thankfully will never have an issue with their policies.

However, if a dispute were to arise, having an independent agent to support you may prove to be invaluable.

We would be delighted to provide you with a quote. Please fill in the form below and we will get back to you as soon as possible.
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Frequently asked questions (FAQ)

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Also known as “PMI” or “Health Insurance”, Private Medical Insurance pays for the cost of medical treatment obtained outside of the NHS system i.e. in private hospitals, Outpatient Clinics, Consulting rooms and Therapists. The level of cover can vary from insurer to insurer and from one policy type to another. Be sure to seek advice or research carefully the different options available to ensure you purchase the right cover for your requirements.

This is a rare type of underwriting and many insurers do not offer this type of coverage.

Benefits will not be available for treatment of any condition suffered if you had symptoms, medication, treatment or advice in connection with that condition in the five years before the start of your policy. However, after a set period (typically two consecutive policy years) the insurer will cover a pre-existing condition, even if it has recurred during the aforementioned set period.

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